1. Acceptance of Terms

• By using the Site, you confirm that you are at least 13 years old (or the minimum age in your jurisdiction).
• You agree to comply with these Terms and all applicable laws and regulations.

2. Description of Service

• The Site provides chord sheets, lyrics, and related resources (collectively, "Content").
• We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time.

3. User Accounts

• Some features may require registration. You must provide accurate, current, and complete information.
• You are responsible for safeguarding your password and for any activities under your account.

4. Subscriptions and Billing

Subscription Plans:

We offer subscription plans with monthly and annual billing options. Subscription fees are charged in advance for the applicable billing period.

Billing Cycles:

• Monthly Subscriptions: Billed monthly on the same date each month based on your initial subscription date.
• Annual Subscriptions: Billed once per year on the anniversary of your initial subscription date.

Auto-Renewal:

• Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date.
• You authorize us to charge your payment method automatically for each renewal period.
• We will notify you of any changes to subscription pricing or terms before they take effect.

Cancellation:

• You may cancel your subscription at any time through your account dashboard or by contacting us.
• Cancellation takes effect at the end of your current billing period. You will continue to have access to premium features until the end of the period you have already paid for.
• If you cancel, you will not be charged for subsequent billing periods, but no refund will be provided for the current billing period.

Price Changes:

• We reserve the right to modify subscription prices at any time.
• Price changes will apply to your next billing cycle. We will provide reasonable notice of any price increases.
• If you do not agree to a price change, you may cancel your subscription before the change takes effect.

Payment Methods:

• You must provide a valid payment method to subscribe. By subscribing, you authorize us to charge your payment method.
• If payment fails, we may suspend or terminate your subscription and access to premium features.
• You are responsible for keeping your payment information up to date.

5. User Conduct and Content Responsibility

You agree not to:

• Use the Service for any illegal or unauthorized purpose.
• Interfere with or disrupt the Site or servers.
• Post Content that infringes on intellectual property rights, is defamatory, or violates privacy rights.

Content Responsibility:

• You are solely responsible for all Content you submit, upload, or post (including chord sheets and lyrics).
• We do not review or endorse user-submitted Content. You represent and warrant that you have all necessary rights, licenses, and permissions to share or distribute any Content.
• We are not responsible for copyright infringement, harmful content, or any disputes arising from user-provided Content.

We reserve the right to remove any user-submitted Content that violates these Terms or applicable law.

6. Ownership and License

Our Content:

All Site-provided text, graphics, code, and other material are owned or licensed by us and protected by intellectual property laws.

User Content:

You retain ownership of anything you post but grant us a non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, and display your Content in connection with the Service.

You agree not to upload or share any Content that you do not have the right to distribute.

7. No Responsibility for Deletions or Errors

• The Site may experience delays, disruptions, or deletions of Content at any time, for any reason, without prior notice.
• We have no responsibility or liability for the deletion, corruption, or failure to store any Content on the Site. You should maintain your own backup of any Content you consider important.
• We do not guarantee that the Site will be error-free, uninterrupted, or free from harmful components.

8. Disclaimers and Limitation of Liability

As-Is Basis:

The Site and Content are provided "as is" and "as available," without warranties of any kind, express or implied.

No Warranty:

We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability:

To the fullest extent permitted by law, we shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages.
• Any loss of profits, revenue, data, or goodwill.
• Errors or omissions in Content or user-submitted material.
• Unauthorized access to or alteration of your transmissions or data.

Some jurisdictions do not allow exclusion of certain warranties or limitation of liability. In such cases, our liability is limited to the maximum extent permitted by law.

9. Intellectual Property Infringement

If you believe any Content on the Site infringes your intellectual property rights, please contact us at chordsoverlyrics@gmail.com with:

• A description of the allegedly infringing material.
• Your contact information.
• A statement under penalty of perjury that you have a good-faith belief rights are infringed.

We will respond promptly and remove any infringing Content as required by law.

10. Termination

• We may suspend or terminate your access at any time, with or without cause, without notice.
• Upon termination, your right to use the Service ceases immediately. Sections 6 (Ownership and License), 7 (No Responsibility for Deletions), 8 (Disclaimers and Limitation of Liability), 9 (Intellectual Property), 11 (Indemnification), and 13 (Governing Law) survive.

11. Indemnification

You agree to indemnify and hold harmless Rosner Medical Group Ltd, its officers, directors, employees, and agents from any claims, losses, liabilities, expenses, or demands (including reasonable attorneys' fees) arising out of:

• Your breach of these Terms.
• Your violation of any law or third-party rights.
• Any Content you post or transmit through the Site.

12. Changes to Terms

• We may revise these Terms at any time. If material changes occur, we will post the new Terms on this page with a new effective date.
• Your continued use of the Site after changes signifies your acceptance of the updated Terms.

13. Governing Law and Dispute Resolution

• These Terms and any dispute arising hereunder are governed by the laws of the jurisdiction in which the company is incorporated, without regard to conflict-of-law principles.
• Any legal action or proceeding must be brought in the courts located within that jurisdiction, and you consent to personal jurisdiction and venue there.